LCSW Law and Ethics Practice Exam 2025 – Comprehensive Prep Resource

Financial abuse of a dependent adult is characterized by actions that illegally or unjustly exploit the person's financial resources. This includes manipulation or deceit designed to benefit the abuser at the cost of the dependent adult, which aligns perfectly with the definition provided in the correct answer regarding fraud and exploitation of assets. Such actions can involve unauthorized access to the adult's bank accounts, misuse of power of attorney, or stealing funds and property.

The essence of financial abuse lies in the exploitation and fraudulent activities that compromise the financial integrity of a vulnerable individual. Recognizing financial abuse is crucial, as it helps protect dependent adults from exploitation and ensures they retain control over their financial affairs. Teaching financial literacy, assisting with bill payments, or managing finances responsibly are benevolent acts and do not constitute abuse when performed ethically and with the adult's consent.